What to Expect From Insurance Companies
The aftermath of an injury or accident brings compounding stress to a challenging time. As you navigate this unexpected event, there are few things that you can anticipate. However, dealing with an insurance company and your trusted lawyer can be made simpler when you take note of what to expect.
In the instance of an accident or a case of personal injury, you will need to call your insurance company. Upon doing so, they will ask you a series of questions regarding the incident.
- What happened?
- What injuries did you suffer?
- Was anyone else injured?
- What is the property damage?
- What were other parties involved?
With this information, the insurance company will open your claim and pair you with a claim adjuster. This individual will be your point person from the insurance company throughout the entire process. The claim adjuster will assess:
- Medical reports
- Property damage
- Witness testimonials
- The scene of the incident if necessary
They will also collect things like:
- Medical records
- Medical bills
- Proof of earnings
- Tax returns
- Evidence of property damage
- Past medical records and medical history if applicable
When your insurance adjuster has collected the necessary information, they will assign a value to your case in consideration of your chances of winning and the amount a jury might offer in addition to the sum of your medical bills and lost earnings. With this settlement value, they will then make an offer which will undergo negotiation with your lawyer.
In the case that you are injured, it is necessary that your lawyer is prepared to advocate for your fair settlement value. We at Peach and Weathers, with 60 years of combined experience in personal injury law, are seasoned experts in helping our clients. If you are in search of legal counsel and representation, do not hesitate to give us a call!